Good Credit Is King, When Qualifying For Mortgage Programs

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Unfortunately, many merchants, who do accept top-notch percentage of debit cards, may avoid seeing any savings, because their current payment card processing plan does not allow for that Durbin Amendment reduction. Instead their debit interchange savings will be going to their processors.

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The reason is that under IC plus pricing, the processor is compelled to set the interchange rate at the current bank rate next add his percentage best.